Importance of Aadhar Card for Property E-Registration

A major cause of property disputes for years has been the unclear land titles. Written records are poorly documented given that a plot of land passes many hands over the years and the lineage becomes difficult to track thereby causing problems between multiple, seemingly legal heirs and owners. Therefore, e-registration is a reformist move. The Land Registration Act of 2002 introduced this for the first time, replacing the traditional terms laid out in the previous Act of 1925. By 2015, e-registration was made mandatory.

Aadhar Card gets an edge over traditional means of verifying identity

According to latest reports, your Aadhar Card can now be linked to the e-registration sites of various authorities to confirm your identity and also be used for certain transactions where the title of the property does not get transferred such as the leave and license agreement. Once linked, you no longer will have to visit the registrar to register your property, keep a tab or make changes to the property you own. It would be possible to get it registered from the comfort of your homes. As for the two witnesses required while you register your property, their biometric information can also be ascertained to make it transparent and convenient at the same time.

Besides, reduced visits to the authority office, e-registration also paves way to store a tree of ownership records. If you were someone looking at engaging a broker just to do a background check of the property you are interested in, you can sit back, click your mouse to know the records. Aadhar information makes it imperative that all new buyers are directed to maintain clean records — a push towards transparency within the real estate sector.

However, wherever e-registration is already operational — states such as Chhattisgarh, Jharkhand, Karnataka, Kerala, Madhya Pradesh, Maharashtra, Punjab, Sikkim, West Bengal — these states would also need to proceed with Aadhar-linked registrations that could be facilitated post an amendment of Section 69 of the Land Registration Act of 2002.

Aadhar necessary for over 30 central government schemes

Today, almost every Central government scheme is linked to the Aadhar card. From old age/disability/widow pension schemes to rural employment, Pradhan Mantri Awaas Yojana, to educational scholarships, cultural organisations, housing subsidies, industrial and manufacturing workers, and interest subsidy on home loan up to Rs 1 lakh etc. It is but natural that Aadhar should come up in a big way even in the real estate segment. In August 2015, the Supreme Court had directed that although Aadhar card was not mandatory to distribute Centre’s schemes, it did allow government bodies to link the Aadhar number to the schemes and bank accounts.

Challenges

As easy as it may sound, technology is not without challenges. Slow speed, connection breakdown was an issue that Madhya Pradesh-based homebuyers had to face after e-registrations were made mandatory. Any jolt to the system meant long waiting hours and longer queues the next day.

SOURCE – Unique Identification Authority of India (UIAI)

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